Payroll
How Payroll Works in Sint Maarten: The Complete 2026 Employer Guide
Wage tax, SZV premiums, payslips, monthly filing and deadlines — the whole Sint Maarten payroll system explained in plain English for employers.
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Penshonado
Correctly Reporting Worldwide Income & Avoiding Double Taxation in Sint Maarten
If you live in Sint Maarten and earn income abroad — especially across the Dutch/French border — you must declare it all. This guide covers Sint Maarten's worldwide income tax rules, cross-border reporting obligations, how to claim double taxation relief without a formal treaty, and spousal income attribution under Article 20 LvIB.
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Worldwide Income Must Be Declared
Including French-side earnings
no treaty exemption
no treaty exemption
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Showing 38 articles
Payroll
Wage Tax (Loonbelasting) in Sint Maarten: Rates, Filing & Employer Duties
How wage tax is withheld and filed, the employer's role as withholding agent, and the credits that reduce what comes out of each salary.
Payroll
SZV Premiums in Sint Maarten: AOV, AWW, AVBZ, ZV & OV Explained
What each SZV social-insurance premium covers, how employer and employee shares are split, and how they're remitted every month.
Payroll
How to Register as an Employer in Sint Maarten: Step-by-Step 2026
Getting your wage tax number and SZV employer number, the documents you need, and setting up your very first payroll run.
Payroll
Sint Maarten Payroll Deadlines & Penalties: The 2026 Filing Calendar
The monthly wage tax and SZV filing cycle, annual obligations, and exactly what late filing or late payment costs an employer.
Payroll
How to Calculate Net Salary in Sint Maarten: A Gross-to-Net Guide
How wage tax and SZV premiums come off a gross salary to reach net pay — plus the employer on-costs that sit on top.
Payroll
Hiring Your First Employee in Sint Maarten: Payroll & Legal Checklist
Employer registration, work permits, the employment contract, payroll setup and a step-by-step onboarding checklist.
Payroll
Outsourcing Payroll vs. In-House in Sint Maarten: Cost & Risk Compared
The real costs, time and penalty risk of running payroll yourself versus outsourcing it — and a simple way to decide.
Payroll
Payroll for Small Businesses in Sint Maarten: What Owners Must Know
The minimum you must do to stay compliant, paying yourself as a director, cashflow for premiums, and when to outsource.
Payroll
Employer Costs in Sint Maarten: The True Cost of an Employee Beyond Salary
Employer premiums, vacation allowance, 13th-month and admin — the all-in cost of a hire, so you can budget accurately.
Payroll
Vacation Pay, Severance & 13th-Month Rules in Sint Maarten Payroll
Vacation days, holiday allowance, 13th-month pay and severance (cessantia) — the entitlements every employer must budget for.
Payroll
8 Sint Maarten Payroll Mistakes That Trigger Penalties (and How to Avoid Them)
From missed aangifte deadlines to wrong SZV splits — the eight payroll errors that cost employers, and how to prevent each one.
Inside CaribTax
Meet David Dolitsky: 25 Years of Tax Expertise, Now at CaribTax
An exclusive interview with CaribTax's General Manager on Sint Maarten tax planning, common mistakes, expat life, and what makes CaribTax different.
Penshonado
Correctly Reporting Worldwide Income & Avoiding Double Taxation in Sint Maarten
How Sint Maarten residents must report all income including French-side earnings, claim double taxation relief without a treaty, and apply spousal income attribution rules.
Penshonado
The Complete Penshonado Guide: Pay 10% Tax in Sint Maarten
Everything you need to qualify, apply, and maintain Sint Maarten's premier tax residency program — income thresholds, timelines, compliance, and asset structuring for the 10% flat rate.
US Expats
SXM vs USVI: Caribbean Tax Jurisdictions Compared for American Expats
Side-by-side analysis of Sint Maarten and the US Virgin Islands for Americans seeking Caribbean tax optimization — residency rules, reporting, and net tax outcomes.
Immigration
How to Qualify for Sint Maarten Residency in 2026
Step-by-step qualification framework for Sint Maarten residency in 2026, including minimum stay requirements, documentation, and financial thresholds.
Corporate
Corporate Structure in Sint Maarten: NV vs BV vs Foundation
Definitive comparison of Sint Maarten's three primary corporate vehicles with guidance on liability, governance, taxation, and the right structure for your goals.
Lifestyle
Banking in Sint Maarten: Opening Accounts as a Foreign Resident
Practical guide to opening personal and business bank accounts in Sint Maarten as a non-citizen — required documents, local vs international banks.
Penshonado
Sint Maarten vs Curaçao: Which Caribbean Jurisdiction Wins in 2026?
Head-to-head comparison of Sint Maarten and Curaçao as premium tax residency destinations — effective tax rates, lifestyle, infrastructure, and banking access.
Lifestyle
Cost of Living in Sint Maarten: A Realistic 2026 Guide
Honest, data-backed breakdown of monthly expenses in Sint Maarten for single residents and families — housing, groceries, transport, utilities, and the unexpected costs.
US Expats
US Citizens in Sint Maarten: FBAR, FATCA & What You Must Know Before Moving
Critical compliance briefing for Americans considering Sint Maarten residency — FBAR deadlines, FATCA thresholds, foreign income exclusions, and coordination with a SXM advisor.
Corporate
Estate Planning in Sint Maarten: Protecting Your Caribbean Assets
How to structure your Sint Maarten holdings to protect wealth across generations — foundations, trusts, inheritance tax, and coordination with home-country estate laws.
Penshonado
French vs Dutch Sint Maarten: Understanding Tax Implications of Each Side
The island is split — and so are the tax rules. How living on the French vs Dutch side affects your Penshonado eligibility and practical residency compliance.
Real Estate
Real Estate in Sint Maarten: Tax Benefits for Property Investors
How SXM's tax framework benefits foreign property investors — transfer tax rates, annual property taxation, rental income treatment, and capital gains planning.
Corporate
Starting a Business in Sint Maarten: Your Tax-Smart Setup Guide
From entity selection and registration through bank accounts and tax registration numbers — a complete walkthrough for entrepreneurs establishing presence in SXM.
Penshonado
The Sint Maarten Tax Calendar 2026: Every Deadline You Need to Know
Month-by-month filing deadlines for Sint Maarten residents — Penshonado declarations, personal income tax returns, corporate filings, and penalty avoidance timelines.
US Expats
Crypto & Digital Assets in Sint Maarten: The 2026 Tax Reality
How Sint Maarten treats cryptocurrency holdings, trading gains, and DeFi income for residents in 2026 — including US reporting obligations that survive Caribbean relocation.
Penshonado
Retirees Moving to Sint Maarten: The Definitive 2026 Financial Planning Guide
Comprehensive retirement relocation guide — Penshonado eligibility, pension income treatment, healthcare planning, estate considerations, and the real financial upside.
Real Estate
Sint Maarten's Economy: Opportunities for Global Investors in 2026
Investor-focused overview of Sint Maarten's economic fundamentals, growth sectors, real estate market dynamics, and why 2026 is a compelling entry point for mobile capital.
Penshonado
5 Critical Tax Mistakes Expats Make in Sint Maarten (And How to Avoid Them)
The most costly compliance errors made by new SXM residents — from misunderstanding the 183-day rule to filing in the wrong jurisdiction — with prevention strategies.
Penshonado
Personal Tax Filing in Sint Maarten: A Step-by-Step Guide for Residents
How to file your personal income tax return as a Sint Maarten resident — forms, deadlines, deductible categories, and Penshonado-specific reporting requirements.
Lifestyle
Insurance for SXM Expats: Property, Health & Hurricane Coverage Explained
Insurance is non-negotiable in Sint Maarten. Property and hurricane coverage requirements, health insurance options, and providers most trusted by expats.
Corporate
Why Entrepreneurs Are Choosing SXM Over Panama & Puerto Rico in 2026
Rational comparison of Sint Maarten, Panama, and Puerto Rico Act 60 for location-independent entrepreneurs — effective tax rates, banking access, lifestyle, and US reporting complexity.
Immigration
Your First 90 Days in Sint Maarten: The Complete Compliance Checklist
Action-by-action checklist for your first 90 days as a new Sint Maarten resident — permits, tax number application, bank accounts, insurance, and Penshonado filing initiation.
US Expats
Sint Maarten's Tax Treaties: What They Mean for International Residents
Sint Maarten's tax treaty landscape — which countries have agreements, how they affect withholding on dividends and royalties, and what it means for multi-country income.
Immigration
The 2026 Guide to Sint Maarten Immigration Permits: AVVR, Permanent Residence & More
Complete breakdown of Sint Maarten's immigration permit categories — AVVR, permanent residence, investor permits, and the timeline and documentation required for each pathway.
Penshonado
CaribTax vs DIY: What Professional Tax Strategy Actually Saves You
An honest look at what professional Caribbean tax advisory delivers vs DIY approaches — with real scenarios showing where expert strategy changes the outcome on Penshonado structuring.