Enter a gross monthly salary and see what reaches the employee, what the employer withholds, and what the role actually costs.
Everything updates as you type. Nothing is sent anywhere.
Sint Maarten payroll has two moving parts that people routinely confuse: the wage tax that goes to the Tax Office, and the SZV social premiums that fund pensions, health and accident cover. This calculator separates them so you can see where each guilder actually goes.
Take a front-of-house role on ANG 3,000 gross. The employee share of ZV at 4.2% is ANG 126, so before any wage tax the employee sees ANG 2,874. On the other side of the same payslip the employer pays the 8.3% share, ANG 249, bringing the cost of that role to ANG 3,249 before any other premium applies. The gap between what the business spends and what the person receives is ANG 375 a month, or ANG 4,500 a year, on a single junior role. Scale that across a floor of fifteen staff and it is the difference between a viable roster and an unviable one, which is why hospitality operators model the employer side rather than the salary line.
Because wage tax in Sint Maarten is progressive and depends on the individual's bracket, allowances and personal circumstances. Rather than assume a rate and produce a confident wrong number, the calculator lets you enter the effective rate that actually applies, or leave it at zero to see the premium side on its own.
Those premiums are calculated up to an annual wage ceiling, so on higher salaries they stop accruing above a threshold. That is why they are an editable input here rather than a fixed percentage.
No. It shows the shape of the calculation. An actual payslip also reflects allowances, deductions, pension arrangements and any employer-specific benefits.
From CaribTax's own published guidance, linked beside each figure. Premium rates and ceilings are set annually, so confirm the current figures with SZV before relying on any calculation.
A short introductory call, at no cost. Bring your figures and we will tell you what actually applies.
Book a Free Introductory Call